• No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
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Home Loans in Utah

Welcome to the official site of James Sly the Home Loan Guy. We are a full-service mortgage company based in the state of Utah. We service the entire state while primarily serving Utah, Salt Lake, and Davis Counties. We specialize in purchase and refinance Home Loans. Whether you are buying a home or refinancing in any area in Utah, we can help you realize your dream of homeownership or save you money through a new refinance to lower your payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing?

There are several options available.

We would love to help you every step of the way.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial

Contact James Sly the Home Loan Guy today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Latest from the Blog

Recent Articles

May
01
2024
Why You Need a Real Estate Agent When Buying a Home
In today's digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you'll likely ever make, it's a whole different ballgame. The process is complicated, the stakes are high, and the risks are too big to ignore...
Apr
24
2024
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan. What's a Conventional Loan? Imagine you're...
Apr
17
2024
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several compelling reasons why waiting may not...
Apr
10
2024
Balancing Act: The Art of Compromise in Home Buying
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...