We are happy to help. Feel free to call
with any questions you may have. 

801.979.3442
  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
apply now image
Apply Now

Complete our online secure application.

Get Started
today's rates image
Details on Interest Rates

Click Here
mortgage News image
Mortgage News

Check out the latest in the mortgage industry.

Learn more

Home Loans in Utah

Welcome to the official site of James Sly the Home Loan Guy. We are a full-service mortgage company based in the state of Utah. We service the entire state while primarily serving Utah, Salt Lake, and Davis Counties. We specialize in purchase and refinance Home Loans. Whether you are buying a home or refinancing in any area in Utah, we can help you realize your dream of homeownership or save you money through a new refinance to lower your payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing?

There are several options available.

We would love to help you every step of the way.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial

Contact James Sly the Home Loan Guy today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Latest from the Blog

Recent Articles

Oct
05
2022
Are We Entering a Buyer’s Market? Signs to Watch Out For
Understanding how the housing market works is essential for both buyers and sellers. Not only does it put you in the best position to negotiate and make smart financial decisions, but it also helps to ease the stress that naturally occurs when making such a large purchase. This advice is...
Sep
28
2022
Making Sense of the Current Housing Market
The housing market has been a roller coaster ride since 2020, particularly as more people worked from home and looked for new places to live. Interest rates also hit a record low during this time, leading to a seller’s market where bidding wars and long lines of buyers at open houses...
Sep
21
2022
Watch Out for these Red Flags When Buying a Home “As Is”
While house hunting, you might have seen some listings of homes sold “as is.” Home buyers might find these types of homes attractive because they’re typically priced lower than similar houses. Before you purchase an “as is” home, you must be able to...
Sep
14
2022
Concessions You Can Get Even In A Seller’s Market
Who doesn’t want to get a good deal on a home? It’s normal for home buyers to try and negotiate with sellers to get the best deal possible. But in this seller’s market, where homes are selling fast and buyers don’t always have a lot of wiggle room to negotiate, you...