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with any questions you may have. 

801.979.3442
  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
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Home Loans in Utah

Welcome to the official site of James Sly the Home Loan Guy. We are a full-service mortgage company based in the state of Utah. We service the entire state while primarily serving Utah, Salt Lake, and Davis Counties. We specialize in purchse and refinance Home Loans. Whether you are buying a home or refinancing in any area in Utah, we can help you realize your dream of homeownership or save you money through a new refiance to lower your payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing?

There are several options available.

We would love to help you every step of the way.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial

Contact James Sly the Home Loan Guy today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Latest from the Blog

Recent Articles

Sep
16
2021
Who Qualifies For A Reverse Mortgage?
A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes. With this loan, they can borrow against their equity and get access to cash to pay for any cost-of-living expenses they may have. Rates typically start at less than 3.5% per year, and the...
Sep
09
2021
Discover Your Home Equity Options
One of the pluses of property ownership is the opportunity to build equity. If there's ever a time that you need a considerable amount of cash (such as for paying off debt or a home remodel), you'll have access to it by borrowing against your home equity. That's essentially the purpose of a...
Sep
01
2021
What Does It Mean To Cosign On A Mortgage?
Have you been asked to cosign by someone looking to get a home loan approval? You may be wondering why they would ask or how this affects you. This article will help you to understand both of these points.  Why Were You Asked To Cosign?  These are the top reasons that home loan...
Aug
19
2021
How Much Down Payment Do You Need To Buy A Home?
If you're considering buying a home, you might wonder how much is required as a down payment. Here is a quick run-down of the requirements of the down payment per loan type. Do You Need To Put 20% Down On A House? You'll often hear the down payment expressed as a percentage. For example, a 20%...