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with any questions you may have. 

801.979.3442
  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
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Home Loans in Utah

Welcome to the official site of James Sly the Home Loan Guy. We are a full-service mortgage company based in the state of Utah. We service the entire state while primarily serving Utah, Salt Lake, and Davis Counties. We specialize in purchase and refinance Home Loans. Whether you are buying a home or refinancing in any area in Utah, we can help you realize your dream of homeownership or save you money through a new refinance to lower your payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing?

There are several options available.

We would love to help you every step of the way.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial

Contact James Sly the Home Loan Guy today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Latest from the Blog

Recent Articles

Nov
24
2022
Choosing the Best Mortgage Options for Unique Circumstances
Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no arguing that it's a great loan product for most buyers but not in all...
Nov
16
2022
10 Things to Check Before Buying in a New Neighborhood
If you plan on buying a new house, you should thoroughly research the property that meets your needs. But you shouldn’t only be diligent about the house-hunting part during your research. You would also like to know more about the neighborhood you’re about to relocate to. If...
Nov
09
2022
Add Instant Curb Appeal With These Ideas
Does your house need curb appeal? Making your home’s exterior more attractive is a wonderful and fast way to add value to it, but it also makes it more welcoming, stylish, and personalized.  So whether you’re thinking about selling your home in the near future or just...
Nov
02
2022
Thinking About Relocating? How to Choose Where to Live
You need to consider and prioritize many factors when deciding on a place to relocate. Your home location will significantly impact your commute time and the quality of life for you and your loved ones. Some things you must consider are more apparent than others, and some come with a...