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801.979.3442
  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
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Home Loans in Utah

Welcome to the official site of James Sly the Home Loan Guy. We are a full-service mortgage company based in the state of Utah. We service the entire state while primarily serving Utah, Salt Lake, and Davis Counties. We specialize in purchase and refinance Home Loans. Whether you are buying a home or refinancing in any area in Utah, we can help you realize your dream of homeownership or save you money through a new refinance to lower your payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing?

There are several options available.

We would love to help you every step of the way.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial

Contact James Sly the Home Loan Guy today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Latest from the Blog

Recent Articles

Feb
01
2023
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having the debt that can pose a challenge in getting approved for a loan, paying down school loans can also cripple your ability to save for important things such as closing costs, down...
Jan
25
2023
Your Mini-Guide To Buying A Condo
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take advantage of shared amenities, and the condo...
Jan
18
2023
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest possible fashion. Financing is often the most confusing part, but with our help, we can make it fast,...
Jan
11
2023
Simple Budgeting Tips: Getting Ready To Own Your First Home
Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy your first home. 1. Organize Your Finances You may know how much you have in your bank accounts, but do you know how much you spend on household expenses and luxuries each month? Or which...