Complete our online secure application.Get Started
Details on Interest Rates
Check out the latest in the mortgage industry.Learn more
Home Loans in Utah
Welcome to the official site of James Sly the Home Loan Guy. We are a full-service mortgage company based in the state of Utah. We service the entire state while primarily serving Utah, Salt Lake, and Davis Counties. We specialize in purchse and refinance Home Loans. Whether you are buying a home or refinancing in any area in Utah, we can help you realize your dream of homeownership or save you money through a new refiance to lower your payment.
In terms of Purchase Loan programs, we offer the following:
There are several options available.
We would love to help you every step of the way.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.
We offer the following Refinancing Programs:
Contact James Sly the Home Loan Guy today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Latest from the Blog
We know that getting a mortgage as a self-employed individual can be more challenging than a W2 employee. This is not a reason, however, to let go of your dream to own a house. Follow our tips below for a smooth mortgage approval experience as a self-employed home shopper. What Lenders Are...
When it’s time to purchase a home, one of the first things you should do is get pre-approved for a home loan. In this highly competitive market, mortgage pre-approval is “the ace up your sleeve” because it emphasizes that you are serious about buying a home and have the...
If you want to know if FHA loans permit cash back to the borrower, then you’re in the right place. Here’s what you need to know about getting cash back on this popular government-backed home loan. How Cash Back Works With Refinancing A cash-out refinance is designed to give...
A home purchase is one of the biggest investments you can make so adding a layer of protection against property ownership issues makes sense. That’s where title insurance comes in. As a quick refresher, a “title” serves as proof that you are the owner with rights to the...